Laure Fouin is a lawyer in McCarthy Tétrault’s Business Law Group in Montréal. Her practice focuses on financial institutions and financial products and services regulation, private equity (including fund formation), securities regulation and investment products, structured finance and securitization, and Fintech.
Laure holds a master degree in business law and a master degree in banking and financial law, both from Université Paris II Panthéon-Assas, as well as a Masters of Laws (LLM) from McGill University. She previously obtained a bachelor’s degree in business and tax law in France, at Université Paris II Panthéon-Assas, and completed the required courses for admission into the Québec Bar at the Université de Montréal. Laure studied derivatives regulation in the doctoral program at McGill University, where she taught a course on credit default swaps and securitization.
She frequently publishes articles on and is a frequent public speaker on securities and investment products regulation, regulatory and compliance issues relating to financial services entities and financial products (including banks and investment funds), and Fintech.
Laure was admitted to the Québec Bar in 2013. She is member of the Regulatory Watch Committee of the Conseil des fonds d’investissement du Québec (CFIQ), a member of the board of the Inlandsis Fund (and its investment and HR committees), a private equity fund investing in greenhouse gas reduction projects and a member of the board of the Historic Site Marguerite-Bourgeoys (and its governance and HR committee). She is also an active member of the Association of Quebec Women in Finance.
Laure is a rising figure in the financial law sector and a member of our Securities Regulation and Investment Products and Fintech Groups.
Frequent speaker and writer on:
- Matters relating to the use of blockchain technology, cryptoassets, digital tokens, and artificial intelligence in financial services
- Regulatory and compliance issues relating to financial services entities and financial products (including banks and investment funds)
- Taught a course at McGill University on credit default swaps and securitization
Representative experience includes:
- National Bank of Canada in its US$150 million debt issuance and first of its kind blockchain simulation in collaboration with JP Morgan
- National Bank of Canada in its annual renewals of its CAD15 billion legislative covered bonds programme and in its bonds issuance further to the programme (e.g. USD 1 billion 2.05% Series CBL11 Covered Bonds due 2022)
- Fédération des caisses Desjardins du Québec in its establishment and annual renewals of its CAD14 billion legislative covered bonds programme and in its bonds issuance further to the programme (e.g. EUR 5 billion 0.050% Series CBL7 Covered Bonds due 2027)
- Frequent advising of financial institutions, investment dealers and investment fund managers on regulatory matters, including in relation to digitalization
- Review of a major financial institution’s client onboarding policies and procedures for areas where applicable laws and regulations may permit simplification or a lower documentation/ record-keeping burden
- Completed two secondments with the CDCC, notably in relation to the introduction of an innovative direct clearing model for Canadian buy-side firms (the Limited Clearing Members), including negotiation with initial participating pension funds and crown corporations
- Regularly advises major Canadian financial institutions on their bond issuances and related issuance programme maintenance
- National Bank of Canada in its acquisition of a 22% shareholding in ONGO, Myanmar's leading mobile payments business
- Advises Canada Computational Unlimited Inc., a Québec-based cryptocurrency mining company established in 2017