With in-depth industry and legal knowledge of the financial services sector, Ana understands your business and its regulatory landscape
Ana is a partner in our Toronto Financial Services group and co-leader of the firm’s Fintech group. She is a Certified Anti-Money Laundering Specialist (CAMS).
Advice for clients on the cutting-edge of the financial services industry
Ana regularly provides advice to clients in the financial services industry with respect to compliance with regulatory requirements (including consumer protection requirements and anti-money laundering requirements) and with respect to the negotiation of commercial agreements (including credit card program agreements). She also advises with respect to regulatory matters relating to the financing of financial institutions, the establishment of new financial services providers and financial institution M&A and partnerships.
Some of her recent work includes:
- acting for Fintech entities, including payment entities, cryptocurrency entities and online lending platforms, in connection with their initial structuring and launch, and in connection with their ongoing operations;
- acting for banks launching novel products and/or partnering or investing in Fintech entities;
- acting for a US-based Fintech on its acquisition of a Canadian challenger bank;
- acting for a Canadian bank in connection with its test use of blockchain for debt issuance;
- acting for various financial institutions in respect of their Bank of Canada liquidity facilities;
- acting as counsel to the lenders in connection with a large secured liquidity facility to a regulated Canadian financial institution; and
- acting on behalf of a foreign bank in connection with the bank’s establishment of a Schedule III branch.
Additionally, Ana completed a six-month secondment with a major Canadian financial institution, advising on matters relating to mobile payments.
Ana is a frequent writer and speaker on novel and emerging issues in the financial services industry and is on top of the latest developments. Ana teaches a course on blockchain and financial market infrastructures at the Osgoode Certificate in Blockchain Law.
Ana is a member of the Legal Committee of the Canadian Blockchain Consortium and a member of the Advisory Council of Girls in Tech.
Ana is passionate about the circular economy and is a board member of Impact Zero, a non-profit working with circular start-up founders, conscious consumers, and the government to build a circular economy in Toronto.
Ana was honoured with a Lexpert Rising Star award, which recognizes Canada’s leading lawyers under the age of 40, and with a Lexpert Zenith award, recognizing change agents in the law.
Ana received her LLM in Banking and Financial Law from Boston University in 2014, with concentrations in International Banking and Financial Law and in Compliance Management. She was the recipient of the Award for Academic Excellence in Banking and Financial Law, for the highest cumulative GPA in the class. In addition, she has completed the Osgoode Certificate in Regulatory Compliance and Legal Risk Management for Financial Institutions and the the Osgoode Certificate in ESG, Climate Risk and the Law. Ana obtained her B. Math (Operations Research) from the University of Waterloo in 2000, and her LLB in 2003 at Osgoode Hall Law School.
Leading Lawyer: Banking & Finance: Financial Services Regulation
Chambers FinTech - Canada
Leading Lawyer: FinTech Legal
The Canadian Legal Lexpert Directory
Leading Lawyer: Banking & Financial Institutions; and Financial Institutions Regulation
Lexpert Rising Star
Honouring Canada's Top 40 Lawyers Under 40
The Legal 500 - Canada
Leading Individual: Banking and Finance
Who's Who Legal
Recognized in the area of Fintech
Who’s Who Legal: Thought Leaders Global Elite
Banking - Fintech
IFLR 1000 Guide to the World's Leading Financial Law Firms
Highly Regarded: Financial services regulatory, capital markets: debt, capital markets: equity, M&A
IFLR1000: Guide to the World's Leading Financial Law Firms
Women Leaders 2022
Best Lawyers in Canada
Leading Lawyer: FinTech Practice
Lexpert Zenith Awards
Recognized as Change Agents in Law
Lexpert Special Edition: Technology & Health Sciences