BEGIN:VCARD VERSION:2.1 N;LANGUAGE=en-us;CHARSET=utf-8:Cumming;Matthew FN;CHARSET=utf-8:Matthew Cumming EMAIL;PREF;INTERNET:mcumming@mccarthy.ca PHOTO;VALUE=url;TYPE=JPEG:http://www.mccarthy.ca/mct_images/employee_photos/mcumming.jpg URL;WORK:http://www.mccarthy.ca TITLE;CHARSET=utf-8:Partner ORG;CHARSET=utf-8:McCarthy T├ętrault LLP TEL;WORK;VOICE:416-601-7744 ADR;WORK;CHARSET=utf-8:;;Box 48, Suite 5300, Toronto Dominion Bank Tower;Toronto;ON;M5K 1E6;Canada END:VCARD